Columbia Workers’ Compensation Attorney
Representing Injured Workers Across Columbia, South Carolina
At Hart Law, our Columbia workers’ compensation attorneys are committed to supporting workers injured on the job in South Carolina. Workplace injuries can disrupt your life, lead to costly medical bills, and make it hard to return to work. Workers’ compensation is designed to help with these challenges, offering benefits for medical care, wage support, and more. Yet, the process of securing these benefits can be complex, and a simple error may delay or even deny your claim. That’s where our team comes in.
If you or a loved one has been injured on the job, call Hart Law at (803) 771-7701 for a free consultation or visit our contact page.
Understanding Workers’ Compensation in Columbia, SC
Workers’ compensation is a no-fault insurance program that provides financial assistance to employees injured while performing job-related duties. In South Carolina, nearly all employers are required to carry workers’ compensation insurance, protecting employees across various industries.
What Benefits Are Covered Under Workers’ Compensation?
Workers’ compensation can cover the following expenses for injured workers in Columbia:
Medical Care: Coverage includes hospital stays, surgery, medications, and ongoing rehabilitation like physical therapy.
Temporary Disability Benefits: Replaces a portion of lost wages if you are unable to work temporarily.
Permanent Disability Benefits: If you suffer a lasting impairment, these benefits provide compensation based on the severity of your disability.
Our goal is to help you secure the maximum benefits possible. We navigate the legal system on your behalf, addressing delays and ensuring all deadlines are met.
Types of Workers’ Compensation Cases We Handle
The National Safety Council (NSC) estimates that a worker in the United States is injured every seven seconds. Workplace injuries can range from minor to life-altering, and our Columbia workers’ compensation lawyers are experienced in handling cases involving a wide variety of injuries, including:
Repetitive Strain Injuries (RSIs): Injuries such as carpal tunnel syndrome result from repetitive motions over time, often seen in desk jobs or manual labor.
Slip, Trip, and Fall Accidents: These common accidents can lead to serious injuries, especially if they occur from heights or involve hazardous substances.
Equipment-Related Injuries: Injuries from machinery or tools are prevalent in construction and manufacturing jobs, leading to cuts, punctures, or fractures.
Overexertion Injuries: Overexertion can cause muscle strains, sprains, and other injuries resulting from heavy lifting or repetitive physical tasks.
Exposure to Harmful Substances: Long-term exposure to hazardous chemicals, like asbestos, can lead to chronic illnesses that qualify for workers’ compensation benefits.
Workplace Violence: Injuries sustained from assaults or other violent acts in the workplace may also qualify for compensation.
If you or a loved one has been affected by any of these incidents, our legal team is ready to assist with your workers’ compensation claim.
How Much Does Hiring a Columbia Workers’ Compensation Lawyer Cost?
At Hart Law, we operate on a contingency fee basis, so you won’t need to worry about legal fees upfront. We only get paid when we win your case, securing the benefits you deserve.
Types of Compensation for Workplace Accidents in Columbia, South Carolina
Medical Treatment
Workers’ compensation covers a range of medical expenses, including but not limited to:
Hospital stays and doctor’s visits
Diagnostic testing and imaging (like X-rays or MRIs)
Prescription medications
Physical therapy and rehabilitation
Surgery and specialized medical treatment
Temporary Disability Benefits
Temporary disability benefits help you manage lost wages when you’re unable to work due to your injury. These benefits cover a portion of your income and are typically available until you reach maximum medical improvement (MMI) or are able to return to work.
Permanent Disability Benefits
For injuries with lasting effects, permanent disability benefits offer compensation to help you manage life with a permanent condition. Our attorneys can assess the extent of your injuries and ensure you receive the appropriate level of benefits based on your limitations.
Navigating Third-Party Claims in Workplace Accidents
Sometimes, injuries at work are caused by a third party, not your employer. In these situations, you may be eligible to file a third-party claim to seek compensation beyond workers’ comp. This can include situations where:
Defective Equipment: If faulty machinery caused your injury, you may file a claim against the manufacturer.
Subcontractor Negligence: If an outside contractor’s negligence led to your accident, a claim can be filed against that party.
Hazardous Property Conditions: Property owners who fail to maintain safe conditions can be held liable if their negligence caused your injuries.
An experienced workers’ compensation attorney at Hart Law can guide you through filing a third-party claim, which may provide additional compensation for pain, suffering, and other damages not covered by standard workers’ compensation.
Common Questions About Workers’ Compensation in Columbia, SC
Can My Employer Fire Me for Filing a Workers’ Compensation Claim?
In Columbia, South Carolina, it is illegal for employers to retaliate against workers for filing a workers’ compensation claim. If you suspect retaliation, such as job loss or demotion after filing a claim, you may be entitled to additional legal recourse.
How Long Can I Receive Workers’ Compensation Benefits?
Workers in South Carolina may receive workers’ compensation benefits for up to 500 weeks. However, if your injury results in permanent total disability (like a brain injury or paralysis), benefits may extend for life. Our team can help you determine the full duration and scope of the benefits you deserve.
Will Workers’ Compensation Cover My Full Salary?
Workers’ compensation generally covers about two-thirds of your gross weekly earnings, up to the state’s maximum weekly rate. For injuries occurring after January 1, 2022, the maximum weekly compensation rate is set at $963.37 in South Carolina.
What Are the Deadlines for Filing a Claim?
You must report your injury to your employer within 30 days, and the employer must notify their insurance company within 10 days. A formal claim must be filed within one year of the accident date. Missing these deadlines could disqualify you from receiving benefits.
Steps to Take After a Workplace Accident
Report the Accident Immediately: Notify your supervisor or employer as soon as possible after the injury.
Seek Medical Attention: Get medical treatment immediately. Follow all recommended treatments, as documentation from healthcare providers will be critical for your claim.
File a Workers’ Compensation Claim: Submit your claim within the one-year deadline. Consult with an attorney if you have questions about completing the necessary forms.
Document Everything: Keep copies of all medical records, bills, and other documents related to your injury and recovery.
Consult a Workers’ Compensation Attorney: If you’re unsure of your rights or have trouble getting benefits, an experienced workers’ compensation lawyer can help protect your interests.
Why You Need a Columbia Workers’ Compensation Attorney
Navigating a workers’ compensation claim can be complicated, especially when dealing with delays or denials from insurance companies. Our attorneys at Hart Law:
Handle All Communications: We manage correspondence with your employer, their insurance company, and medical providers.
Ensure Accurate Documentation: We help ensure all necessary paperwork is completed and filed accurately to avoid delays or errors.
Advocate for Fair Benefits: We negotiate with insurance providers to seek the highest possible compensation.
Represent You in Court if Needed: If a settlement isn’t possible, we’re prepared to represent you in court to seek the compensation you deserve.
Speak with a Columbia Workers’ Compensation Lawyer Today
You shouldn’t have to struggle through the workers’ compensation process alone. Hart Law’s Columbia workers’ compensation attorneys understand the intricacies of workers’ comp claims and are here to guide you through every step.
To discuss your case and learn more about your options, contact Hart Law for a free consultation at (803) 771-7701, or visit our contact page.